Genesis Health offers private health insurance plans that meet all the essential health benefits required under Obamacare. Our options provide comprehensive coverage with numerous deductible and coinsurance choices. While Major Medical plans are indeed the safest insurance policies one can own, it’s important to understand the financial responsibilities from both a monthly premium standpoint as well as your personal level of risk tolerance.
In addition, it is equally important to calculate what Obamacare subsidy you might receive to help you pay for your health plan. The Obamacare-certified agents at Genesis Health can help you calculate your subsidy available on the Federal or State marketplace. We also can determine if you have a Qualifying Life Event (QLE) and are eligible for a major medical plan outside of the normal Obamacare enrollment period.
Alternatives to Obamacare
Limited benefit health insurance plans are fast becoming the most popular alternative to Obamacare “metallic plans” (bronze, silver, gold and platinum levels) offered by private insurance carriers. Limited benefit health insurance plans are generally a third to as much as half the cost of Affordable Care Act plans and cannot be purchased through Federal or State Obamacare exchanges. Limited benefit health insurance plans are affordable alternatives to high deductible major medical plans and offer the following unique features:
- Zero Deductible
- 100% Coinsurance
- Access to Nationwide Networks
- Simple Underwriting
- Doctor Visit and Prescription Coverage
- First Dollar Coverage for Labs and Diagnostics
There simply isn’t one good answer for everyone in this new era of Obamacare. Your decisions are personal. At Genesis Health, our health insurance experts are trained to listen to your questions and concerns and provide free, unbiased assistance to help you arrive at the best possible outcome.
Let us help you make an intelligent decision today. Contact us now at 303-993-5670 to review speak with a highly-trained licensed agent.